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Their effort, a proposed amendment that is constitutional due to the fact вЂњArizona Economic Freedom Act,вЂќ is supposed to вЂњprohibit the federal government from dictating cost terms in deals between private people.вЂќ That means that the state government could not set any limits on interest rates for financial servicesвЂ”not at 36 percent, not at 204 percent in the lending realm. If it passed, it can bypass the Arizonans for Fair Lending ballot measure, since it will be written in to the constitution. Payday advances would be banned, still but car name along with other loan providers could be allowed to perform crazy, without any restrictions to their interest levels.
But, the effort goes well beyond that.
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Tax and energy price setting would stay untouched. But any legislation of ATM charges, or fees that are late different deals, could be eliminated. And because the work agreement can be a contract between personal individuals, the commercial Freedom Act would rescind mandates put also into legislation governing that procedure. […]