If you fail to spend, creditors is permitted to keep reminding you against time for you to time nevertheless they should never function illegally. When they jeopardize or harass you to definitely you will need to prompt you to spend, they might be committing an offense underneath the Consumer security from Unfair Trading laws 2008.
The Financial Conduct Authority (FCA) has released the credit sourcebook (CONC). It sets down rules and guidance that enterprises must follow whenever gathering financial obligation. […]