Doug Hoyes: Well, and exactly exactly exactly what you’re saying and I’ll let you chime in about this since well Brian, also if i did so have billion dollars, making these loans would lose me personally cash each year. That’s the possible risk. After all if I’m maybe not billing 542% interest, then inevitably I’m going to possess some loan losses and that’s planning to cause an issue. Therefore, will it be nearly impossible to complete the things I simply sketched available to you?

Brian Dijkema: No, it is perhaps maybe not. And I also would state that it is maybe not inescapable which you have actually major losings. As Vancity is a typical example of a business which includes done it and they’re perhaps perhaps not making a profit that is huge it’s truly sustainable. And I also believe that’s what they’re looking at.

[…]